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  • CARMEN: 0400 228 546

Finance tools

Financial Calculators

Use our suite of free calculators to explore your borrowing capacity, repayment options, and more. A helpful starting point before speaking with our team.

Our Calculators

Select a calculator to get started

Each tool opens on its own page so you can work through the numbers without distraction. All calculators are provided by the MFAA.

Borrowing Power Calculator

Estimate how much you may be able to borrow based on your income, expenses, and loan term.

Loan Repayment Calculator

Work out your estimated monthly, fortnightly, or weekly repayments on a home loan or personal loan.

Comparison Rate Calculator

Compare the true cost of loans by factoring in fees and charges alongside the advertised interest rate.

Extra Repayment Calculator

See how much time and interest you could save by making additional repayments on your loan.

Home Loan Offset Calculator

Understand how an offset account can reduce your interest charges and shorten your loan term.

Interest Only Mortgage Calculator

Calculate repayments during an interest-only period and plan for principal repayments.

Stamp Duty Calculator

Estimate the stamp duty payable on a property purchase based on state, property value, and buyer type.

Leasing Calculator

Compare leasing versus buying options and calculate your estimated lease repayments and residual value.

Ready for personalised advice?

Let's talk through the numbers together.

These tools are a helpful starting point — but every financial situation is unique. Carmen and Lisa are here to help you make sense of what the numbers mean for you.

Disclaimer: The calculators have been provided in good faith as a guidance tool only. Results are not financial advice, are a guide only, and are not a guaranteed outcome or quote. Borrowers should always discuss their individual situation with an Australian Credit Licensee or authorised Credit Representative. Calculators are provided by the MFAA.